Long Term Care Insurance

Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dressing, or eating.

Fill out the form below or give us a call to speak with an expert and discuss your options.

What can it do for you?

Flexability

  • Can be used to pay for care at a nursing facility or at home
  • You choose how much the policy will pay per day
  • Additional options can be included, such as inflation protection

 

What it Covers

  • Skilled nursing care
  • Occupational, speech, physical, and rehabilitation therapy
  • Help with personal care, such as bathing and dressing

 

 

Things to Consider

  • If you choose a policy that only pays for room and board in a facility, plan for other expenses
  • It costs less to buy coverage when you are younger. The average age of people buying long-term care insurance today is about 60
Get a Quote

Get a quote on a Personal Risk Management Policy today!